Accredited Digital Asset Custodian – Unified Legal, Regulatory and Risk Disclaimer
Accredited Digital Asset Custodian (“Accredited”) is a digital-asset wallet, custodian infrastructure and digital-deed management system issued and operated by Cedent Group Ltd., Saint Kitts and Nevis, and Cedent DLT LLC, United Arab Emirates. By accessing or using Accredited, the user agrees to the following consolidated regulatory, legal and risk disclosures, which supersede any prior statements unless expressly replaced by written agreement.
Accredited currently operates under an interim regulatory regime and is in the process of obtaining certification under the European Digital Governance and Virtual Securities Ordinance (DGVSO), with phased obligations entering into force beginning 1 January 2026. These include mandatory identity verification, standardised digital-asset reporting, transaction-level transparency, enhanced auditability, digital-deed governance, cross-border notification obligations and increased tax-transparency requirements. A formally appointed European Responsible Entity will be announced upon completion of certification. Until such approval is granted, certain features of the platform may operate in provisional, beta or preview mode and may be modified or suspended without notice to meet evolving regulatory standards.
During this interim period, Accredited is provided on an “as is” and “as available” basis. No guarantee is given regarding uninterrupted operation, continued availability of any function, compatibility with all Digital Assets or future regulatory acceptance of specific modules. The platform may be altered, restricted or temporarily disabled for compliance, security or technical reasons, including updates to settlement logic, identity modules, deed management and inheritance mechanisms.
Users acknowledge that Digital Assets inherently involve significant risks, including extreme volatility, rapid loss of value, liquidity shortages, total loss of capital, market manipulation, regulatory intervention and permanent and irreversible loss of access. Accredited provides no guarantee regarding the value, legality, performance or liquidity of any asset. Digital Asset networks, protocols and third-party infrastructure on which Accredited relies may fail due to consensus breakdowns, software bugs, cyberattacks, chain reorganisations, forks, outdated standards or network congestion. Accredited accepts no responsibility for any such protocol-level or network-level events.
Despite Accredited’s advanced security architecture, including dual-sandbox layers, sidechain-based settlement and virtualised hot-cold-cold storage models, Digital Assets remain vulnerable to hacking, device compromise, malware, phishing, SIM-swap attacks and identity impersonation. Users are solely responsible for securing their devices, authentication materials and recovery credentials. Accredited operates under a non-custodial cryptographic security model; therefore, it does not store, regenerate or recover private keys, passphrases, seed phrases, authentication codes or Next-of-Kin credentials. Loss, destruction, compromise or misplacement of such credentials may result in permanent and irreversible loss of access to assets or digital deeds. Accredited does not provide key-recovery services unless explicitly defined under a separately executed custodian agreement.
Next-of-Kin or inheritance functions, where offered, operate solely on the basis of user-defined configurations. Accredited bears no responsibility for incorrectly entered successor data, delays or failures in triggering inheritance events or disputes arising from conditional transfer logic. Users remain solely responsible for the accuracy and legality of their own inheritance arrangements.
Beginning with the DGVSO reporting cycle in 2026, users may be legally required to provide tax-relevant information, self-assessment data, residency declarations and cross-border reporting documentation. Accredited may provide automated tax statements, transaction histories and self-reporting tools; however, all tax obligations remain entirely the responsibility of the user. Accredited assumes no liability for inaccurate, incomplete or late tax submissions or for any penalties incurred by the user.
Some Accredited functions depend on third-party systems, including external blockchains, identity providers, oracles, APIs, networks, custodial partners and social platforms. Accredited is not responsible for failures, inaccuracies, downtime, delays or security incidents arising from third-party systems beyond its control.
Nothing in the Accredited platform or its communications constitutes financial, investment, legal or tax advice. All information is provided strictly for operational purposes. Users should consult qualified professionals before making financial, legal or tax decisions.
To the maximum extent permitted by applicable law, Cedent Group Ltd., Cedent DLT LLC and their affiliated entities disclaim all liability for direct, indirect, incidental, consequential or exemplary damages, including asset loss, lost credentials, data corruption, technical failures, service outages, regulatory prohibitions, user error, negligence, reliance on platform information or actions of third parties. Users access the platform entirely at their own risk.
Accredited shall not be held accountable for delays or failures arising from force majeure events, including but not limited to natural disasters, war, civil unrest, regulatory intervention, infrastructure collapse, power failures, international sanctions or third-party service outages.
By logging in, accessing or using Accredited, the user confirms that they understand and accept the interim regulatory status of the platform, acknowledge the risks associated with Digital Assets, accept all limitations and liability exclusions, assume full responsibility for safeguarding access credentials, understand the irreversible nature of blockchain transactions, and agree to comply with all applicable laws and regulatory requirements. Continued use of the platform constitutes acceptance of any future updates to these terms.